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In Search Of Tax Efficient Income For 2012 and Beyond

I’m getting a lot of calls from people asking what income options are available that offer better returns than GICs …

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When Buying Insurance Is A Waste Of Money

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If any of these scenarios describes your situation, do yourself a favor and check into the different types of personally-owned …

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When Life Insurance Makes Sense For Seniors

The best deal with life insurance is for young, healthy clients. Even though premiums for seniors are much higher, life …

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Where Do Seniors Find Safe Investments?

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With today’s low interest rates and no increase in sight until 2014 or beyond, there aren’t a lot of guaranteed …

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Interesting Conversations Regarding Banks

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It’s interesting to recall the number of phone conversations, emails and people who have dropped by to discuss issues with …

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Changing Lifestyles Require Different Insurance

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As if today’s sandwich generation doesn’t have enough to fret about, they now have new insurance needs to add to …

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Don’t Put Off That Life Insurance Conversation

A recent poll by a major Canadian insurance company indicates many Canadian couples aren’t discussing the important topic of life …

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Old Life Insurance Policies

Over the last couple of years I have received a number of phone calls from people who bought life insurance …

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Traps and Opportunities for Contract Oilfield Operators

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Proposed changes to the taxation of Personal Service Businesses (PSB) by the Federal Government may affect contract operators and those …

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Canadians Adverse to Risking Retirement Savings

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Canadians are renowned for being conservative with their finances.  A recent bank survey found that over 50% were investing in …

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Understand your Potential Financial Risk From Death, Illness or Disability

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For most people, their New Year resolutions might have included something related to their family’s financial health.  It might be …

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Are You Sitting On A Debt Time Bomb?

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Many families today are carrying large amounts of debt and little or no rainy day savings.  They may have small …

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This Year Consider Investing in Segregated Funds

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With today’s volatile markets, people are looking for safety in fixed income type products such as savings accounts, GICs, money …

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