Peter Boys, Boys Financial Services


Living With Today’s Investing Realities

Investing Realities

Today’s investing realities are less than desirable, but they are what they are and we need to make the most …

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Financial Guidance for Millennials and Everyone Else

Graduation Pig

There’s a big concern today that young adults aren’t saving money and their debt is increasing.  Financial Guidance has not …

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When to use a Spousal RRSP

On Beach

I often get questions from couples wanting advice as to whether they should consider a spousal RRSP to help cut …

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Teaching Children About Money

Dads Wallet

I’m concerned about the number of children who are not being taught money management by their parents or our school …

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Investing Thoughts for 2015

Saving With Puppy

With tax season underway, tax returns coming in, and hopefully new years resolutions still in place, it is a good …

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Common Investing Concerns Today

Tight Rope Walker

With retirement variables changing, such as, longevity, interest rates and taxes, new investing concerns are popping up that need to …

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Health Tips for Small Businesses

Business Insurance

Having been involved as a partner in a farm equipment dealership in Grande Prairie for 11 years, I am very …

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Making the most of Life Insurance for Retirement

Life Poolicy

Declining interest rates have resulted in premium increases of around 10% for permanent life insurance products, as companies try to …

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Do you have a power of attorney


Power of attorney (POA) gives someone else the authority to make important financial decisions on your behalf. Here’s why you …

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Concerned About Debt and Retirement?


A recent Manulife Bank survey found that debt is a major concern for many people who are planning for retirement. …

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Tax Tips and Year-End Reminders

Cutting Taxes

Now that 2014 is winding down, here’s a reminder to take advantage of some last-minute tax tips before the time …

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2015 Indexation Adjustment from CRA

Tax Forms

    ***Reprinted from CRA*** 2015 indexation adjustment for personal income tax, benefit amounts, and the annual dollar limit for …

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Case Study – Estate Conservation

Chess And Will

This was an interesting client case for estate conservation and estate growth that I started working on 15 years ago …

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Case Study – Farm Succession Planning

Farm Buildings

I was referred to work with a couple in their mid 60’s who were needing to begin the succession planning …

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So God Made a Farmer


Enjoyed this commercial by Dodge called “So God made a farmer”.

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Avoiding a Travel Insurance Nightmare

Vacation Time

We’ve seen the headlines recently about Canadians traveling abroad who find themselves stranded in a hospital, running up huge medical …

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Tips to Avoid Christmas Overspending

Santa Credit Card

As we count down the days in eager anticipation of the Christmas festive season, thoughts of great food, presents, parties …

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Charitable Gifting Opportunities


Government funding to the more than 75,000 registered charities in Canada continues to be dramatically reduced. This leaves many charities …

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Succession Planning of the Farm


Succession planning is not always the first priority for today’s aging generation of farmers in the developed world, as they …

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How is life insurance priced

Life Insurance1

Life insurance premiums are based on many factors, but mainly on how long an insurance company believes a person will …

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