Peter Boys, Boys Financial Services

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Living With Today’s Investing Realities

Investing Realities

Today’s investing realities are less than desirable, but they are what they are and we need to make the most …

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Financial Guidance for Millennials and Everyone Else

Graduation Pig

There’s a big concern today that young adults aren’t saving money and their debt is increasing.  Financial Guidance has not …

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When to use a Spousal RRSP

On Beach

I often get questions from couples wanting advice as to whether they should consider a spousal RRSP to help cut …

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Teaching Children About Money

Dads Wallet

I’m concerned about the number of children who are not being taught money management by their parents or our school …

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Investing Thoughts for 2015

Saving With Puppy

With tax season underway, tax returns coming in, and hopefully new years resolutions still in place, it is a good …

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Common Investing Concerns Today

Tight Rope Walker

With retirement variables changing, such as, longevity, interest rates and taxes, new investing concerns are popping up that need to …

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Health Tips for Small Businesses

Business Insurance

Having been involved as a partner in a farm equipment dealership in Grande Prairie for 11 years, I am very …

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Making the most of Life Insurance for Retirement

Life Poolicy

Declining interest rates have resulted in premium increases of around 10% for permanent life insurance products, as companies try to …

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Do you have a power of attorney

POA

Power of attorney (POA) gives someone else the authority to make important financial decisions on your behalf. Here’s why you …

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Concerned About Debt and Retirement?

Delayed

A recent Manulife Bank survey found that debt is a major concern for many people who are planning for retirement. …

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Tax Tips and Year-End Reminders

Cutting Taxes

Now that 2014 is winding down, here’s a reminder to take advantage of some last-minute tax tips before the time …

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2015 Indexation Adjustment from CRA

Tax Forms

    ***Reprinted from CRA*** 2015 indexation adjustment for personal income tax, benefit amounts, and the annual dollar limit for …

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Case Study – Estate Conservation

Chess And Will

This was an interesting client case for estate conservation and estate growth that I started working on 15 years ago …

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Case Study – Farm Succession Planning

Farm Buildings

I was referred to work with a couple in their mid 60’s who were needing to begin the succession planning …

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So God Made a Farmer

Rustic

Enjoyed this commercial by Dodge called “So God made a farmer”.

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Avoiding a Travel Insurance Nightmare

Vacation Time

We’ve seen the headlines recently about Canadians traveling abroad who find themselves stranded in a hospital, running up huge medical …

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Tips to Avoid Christmas Overspending

Santa Credit Card

As we count down the days in eager anticipation of the Christmas festive season, thoughts of great food, presents, parties …

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Charitable Gifting Opportunities

Helping

Government funding to the more than 75,000 registered charities in Canada continues to be dramatically reduced. This leaves many charities …

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Succession Planning of the Farm

Succession

Succession planning is not always the first priority for today’s aging generation of farmers in the developed world, as they …

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How is life insurance priced

Life Insurance1

Life insurance premiums are based on many factors, but mainly on how long an insurance company believes a person will …

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