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Category Archive for: ‘Case Studies’

Case Study – Estate Conservation

Chess And Will

This was an interesting client case for estate conservation and estate growth that I started working on 15 years ago and the first major estate planning project that I partnered up with Manulife’s tax and estate planning group. This case involved a retired farm couple in their mid 70s, who had a very significant wealth, but who were also very …

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Case Study – Farm Succession Planning

Farm Buildings

I was referred to work with a couple in their mid 60’s who were needing to begin the succession planning process as they were looking at selling their farm. The husband was having issues with his back and could no longer lift anything heavy. On the first visit to the farm I reviewed their initial financial information and it became …

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Case Study: First Client Visit

Computer And Book

When prospective clients approach me for some help with their finances, we go through a discovery process to give me an idea of where they stand.  This discussion usually covers their investments and savings, insurance coverage, spending habits, and their goals and dreams.  There are as many types of initial reviews as there are people, but they are usually enlightening …

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Life Insurance Strategies, Part 3

Stamped1

Using Life Insurance to Enhance Returns, Guarantees, Tax Savings and Investment Diversification – Part 3 This is the final article for Canadian investors looking for a financial edge, and wealth management ideas that can provide better returns, guarantees, tax savings, and diversification. Here’s another creative way to use life insurance to get that edge: Example 5:  A 60-year-old couple wishes …

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Life Insurance Strategies, Part 2

Stamped1

Using Life Insurance to Enhance Returns, Guarantees, Tax Savings and Investment Diversification – Part 2 This is a continuation of my article last week on Canadian investors looking for a financial edge and wealth management ideas that provide better returns, guarantees, tax savings, and diversification. Here’s a couple more ways to use life insurance to get that edge: Example 3:  …

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Life Insurance Strategies, Part 1

Stamped1

Using Life Insurance to Enhance Returns, Guarantees, Tax Savings and Investment Diversification – Part 1 Canadians are always looking for a financial edge.  But any mention that life insurance might provide better returns, guarantees, tax savings, and diversification gets me “the look.”  The objections I get are, we don’t trust insurance!  We’re too old for insurance!  It’s too expensive! We …

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