Peter Boys, Boys Financial Services

Category Archive for: ‘Financial Planning’

Should We All Just Work Longer?

work longer

I came across a very interesting article posted in Think Advisor by The Centre of Retirement Research at Boston College. …

Read More

Which is Better, TFSA or RRSP? Part 2


Let’s consider the pros and cons of each investment saving option to help you decide the best way to invest …

Read More

Which is Better, TFSA or RRSP? Part 1


This is a much debated subject when discussing investing. Both are great saving and investing options, but they come with …

Read More

Get Ready to Retire


When people start to think about when to retire, all kind of images can come to mind. Long holidays, days …

Read More

How Much Will You Need to Retire Comfortably?

retire comfortably

Up until recently, $1 million was considered to be the gold standard for retirement savings. These days, depending on where …

Read More

Joint Last-to-Die Insurance Policies

Joint last- to- die insurance

Spouses usually share a bank account, a home, or even a business. How about sharing an insurance policy? There are …

Read More

New Year Financial Resolutions

financial resolutions

At the start of each New Year, many Canadians ponder their goals. With the average Canadian’s debt to income ratio …

Read More

Insurance Can Provide Security and Opportunity


I have been the beneficiary of two life insurance policy payouts in my lifetime. One was while I was a …

Read More

Protect Yourself from Mortgage Fraud

mortgage fraud

As home prices spike across Canada the instances of mortgage fraud are on the rise. So what do you need …

Read More

Don’t Get Stuck in a Rut!


Two dictionary definitions of a rut are: 1) A long deep track made by the repeated passage of wheels on …

Read More

2017 Corporate Tax Strategies

tax strategies

This summer saw a raft of proposed tax changes that created an unprecedented uproar from small business owners, professionals and …

Read More

‘Tis the Season for Charitable Gifting

charitable gifting

 As the Christmas season fast approaches, many of us are considering charitable gifting. Giving to charity can be a great …

Read More

Retirement Strategies for Seniors

retirement strategies

As we approach the end of 2017 it seems timely to review some insurance, investment and income options for seniors, …

Read More

Looking for Returns in today’s Low Yield World?


At an Investment Forum I attended in October, several speakers commented on the need for people to temper their expectations …

Read More

Are you up to the task of being an executor?


From time to time clients ask me if I would be willing to act as the executor of their estate, …

Read More

Will I run out of my Savings?


The 4% withdrawal rate has long been the recommended withdrawal rate from investment savings for people in retirement. Based on …

Read More

Will You Need to Work Past 65?

work past 65

Will You Need to Work Past 65? Imagine working into retirement because you thought you had to because you didn’t …

Read More

My Thoughts on the Liberal’s Proposed Tax Changes

tax changes

I have spent considerable time reading through the draconian proposed tax changes and can only reach one conclusion; the current …

Read More

Now’s the Time to Have the Courageous Conversations

courageous conversations

Every year I go to a life insurance school in Banff to listen to speakers from our industry that have …

Read More

Are Outlooks on Retirement Changing?

outlooks on retirement

Do you believe that the outlooks on retirement for future generations will be significantly different than for that of current …

Read More

Page 1 of 1712345»10...Last »