Peter Boys, Boys Financial Services

Category Archive for: ‘Investments’

The 21-Year Rule

Reducing Taxes1

  People who put properties into trusts 19 years ago now have work to do, thanks to the “21-year rule.”  …

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Quantitative Easing – Rewards and Risks

Toronto Stock Exchange

  In 2009, after the sub-prime economic meltdown, and the whole global economy was in danger of slipping into a …

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Financial Advisors Could Take Some Lessons From Willie Sutton

Sutton's Law for financial advisors

I read an interesting article the other day that suggested that financial advisors could take some lessons from Willie Sutton, …

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12 TFSA Considerations for Canadians


In the spirit of making last-minute financial plans, here is a bullet list of 12 TFSA considerations for Canadians. While …

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We’re Our Own Worst Enemies of Wealth Creation

Buy Low Sell High1

The market crash of 2008 had a lasting impact on investors, resulting in a mass movement out of equities, and …

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Tax-Free Savings Accounts Explained

Coin Jar

Tax Free Savings Accounts (TFSAs) became available January 1st 2009 and to date, about 50% of Canadians have set one …

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Should I Contribute to a TFSA, RRSP, or Both?


Since the introduction of TFSAs, I am often asked if it still makes sense to contribute to an RRSP.  My …

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Low Interest Rates – The Good and The Bad

House With Rates Falling1

Today’s current low interest rates are a boon to borrowers but a problem for seniors or others relying on interest …

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