Peter Boys, Boys Financial Services

Category Archive for: ‘Financial Planning’

Tax Changes and Life Insurance

life insurance and taxes

Life insurance is an attractive tool for estate planning because the proceeds received at death are generally not taxable. If …

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Life Insurance – The Last Great Tax Shelter

life insurance

Much of what a financial advisor does is around tax deferral, tax minimization and replacing taxes on death for estate …

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The Minefield of Executor Liability

executor liability

Most people usually only act as an executor of an estate once in a lifetime. This means that there are …

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Should You Ease into Retirement?

easig into retirement

Instead of taking a more traditional retirement route, some Canadians today are working with their employers to allow them to …

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Is Your Small Business on the Right Side of the Law?

small business

There’s much more to setting up a small business than meets the eye. From permits to laws that govern employees, …

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Do Our Investments Needs Change as We Retire?

retirement

Retiring at age 65 gives us an average life expectancy of about 20 years, which means half of us will …

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Investment Opportunities for Seniors in 2015!

investment

Changes made for the 2015 tax year include an increase in the allowable TFSA contribution room limit for 2015 and …

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Are Your Adult Children Draining Your Retirement Savings?

Generations

A number of recent surveys show that ever more adult children are returning home to live with their parents. This …

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Planning to Sell or Transition Your Farm or Small Business in The Near Future?

Farm Couple

The aging of our farm or small business owners in Alberta highlight the urgent need for many to get started …

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“Must-knows” about Investment Risk

investment risk

Why it’s essential to understand risk: In order to plan for your financial future, you need to understand that investment …

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Life Insurance! But Why Disability, Critical Illness or Long Term Care?

insurance

Several recent surveys have highlighted that most Canadians have insufficient life insurance coverage, and a significant number don’t have any …

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TFSAs – Coming of Age in 2015

TFSA

TFSAs have become a much more valuable investment option today as a result of the last budget update, which now …

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Alberta’s Financial Benefit from Insurance

financial benefit

A common misconception people have about life, health and dental, critical illness, disability & long term care coverage is that …

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The Benefits of Investing in Segregated Funds

Segregated Funds

With today’s market volatility, investors should consider the benefits that segregated fund policies offer them, as well as the unique …

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Guiding Adult Children to be Financially Successful

financial education

I think one of the most important goals that today’s parents should set for themselves is to raise their children …

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Succession Planning for Farms and Small Business

succession plannng

Current statistics and the number of baby boomers reaching retirement age indicate that a large number of farms and small …

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Why do we need Critical Illness & Disability Coverage?

critical illness

Many Canadians still don’t understand the financial risks of suffering a critical illness or disability as compared to dying. Statistically, …

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Bankruptcy – A Big Risk for Today’s Senior

senior couple

Many Canadians approaching retirement today are facing a risk that seemed unimaginable a decade ago, and that is running out …

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Mortgage Insurance – Understanding the Pitfalls

Mortgage Insurance

A recent meeting with a widowed lady reminded me that mortgage life insurance offered by banks is a big gamble. …

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Life Insurance Can Multitask

Painted Hands

  Life Insurance can be integrated into a host of financial planning solutions for families, farms and small businesses. Below …

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