Peter Boys, Boys Financial Services

Category Archive for: ‘Retirement Planning’

Five truths about RRSPs

RRSPs aren't for everyone

This post is a condensed version of the article published in the February/March 2013 issue of MoneySense ( Fewer  Canadians …

Read More

Guaranteed Retirement Income For Life

Man On Bench1

For many Canadians, relying on a defined benefit pension plan for guaranteed income is a thing of the past. Certainly, …

Read More

Canada’s Retirement Landscape

Sunny Day1

In Canada’s retirement landscape, few Canadians have the luxury of employer pensions plans that guarantee income for life, wondering where …

Read More

Convert Your RRSP to a RRIF


Baby Boomers, the cohort born between 1947 and 1966, are entering their retirement years.  The average retirement age in Canada …

Read More

Back-to-Back Annuities – An Alternative Fixed Income Option, Part 2

Annuity 21

Yes – you can leave it all behind The insurance aspect of the back-to-back annuity works well for estate planning …

Read More

Annuities – An Alternative Fixed Income Option, Part 1

Annuity 2

Set them up and leave them alone.  That’s the ‘plus’ for these low-risk and high-yield investments that provide a guaranteed …

Read More

When Should I Begin CPP Income?

My Pension Fund

One conundrum for people approaching age 60 is when they should start receiving Canada Pension Plan (CPP) payments. Like the …

Read More

Myths around Death & Taxes

Tax Stress

Though none of us will avoid death or taxes, many of us will be living much longer than Canadians did …

Read More

New Retirement Risks

Breaking The Bank1

We are in a new and uncharted financial era.  More than ever we need to identify the level of retirement …

Read More

TFSA, RRSP, or a life insurance policy?


Should I invest in TFSAs, RRSPs, or a life insurance policy? This is a question I was recently asked by …

Read More

Retirement Challenges in 2012

Ready Set Retire

Unforeseen events may present retirement challenges for baby boomers The time-honored retirement strategies planers have historically used are now being …

Read More

Real Estate Investments

For Sale1

Looking for income? Some other options to consider With today’s stock market volatility and 10 years of no real investment …

Read More

Eliminate Your Debt Before Retirement

eliminate debt

Is Debt Freedom #1 On Your Retirement Bucket List? A recent survey about debt by Manulife Bank revealed that Canadians …

Read More

In Search Of Tax Efficient Income For 2012 and Beyond

I’m getting a lot of calls from people asking what income options are available that offer better returns than GICs …

Read More

Where Do Seniors Find Safe Investments?

Money Growing1

With today’s low interest rates and no increase in sight until 2014 or beyond, there aren’t a lot of guaranteed …

Read More

Canadians Adverse to Risking Retirement Savings

High Speed1

Canadians are renowned for being conservative with their finances.  A recent bank survey found that over 50% were investing in …

Read More

This Year Consider Investing in Segregated Funds

Investment 21

With today’s volatile markets, people are looking for safety in fixed income type products such as savings accounts, GICs, money …

Read More

Page 4 of 4«1234